NMLS ID 2719016
About Kingdom Lending
Faith. Integrity. Excellence.
At Kingdom Lending LLC, our mission is simple: to elevate the mortgage experience through unmatched service, unbeatable pricing, and unwavering integrity. Founded by a seasoned mortgage professional with over a decade of industry experience, Kingdom Lending was created out of a desire to do things differently — to put people before profit and service before sales.
Why I Started Kingdom Lending
After working at other mortgage companies since 2012, I witnessed a growing disconnect between what clients needed and what they were getting — impersonal service, slow processes, and pricing that often favored the lender more than the borrower.
I knew there had to be a better way.
So I stepped out in faith to build something new — a firm built on trust, transparency, and a commitment to doing right by every client. At Kingdom Lending, I offer personalized, boutique-style service without the bloated overhead and bureaucracy of big banks.
What Makes Us Different
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Unmatched Pricing: As a broker, I shop the nation’s top wholesale lenders to find you the absolute best rates and terms — without the need for multiple credit pulls.
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Fast, Seamless Closings: My streamlined digital process makes applying and closing on your loan fast and hassle-free.
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Personalized Service: You're not just another number. I work closely with each client to understand your goals and tailor a solution that fits your needs.
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One Credit Pull, Many Options: Say goodbye to the hit on your credit from shopping around. I do the shopping for you, presenting you with the most competitive offers — all from a single application.
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All Loan Types Covered: Whether you’re buying, refinancing, or investing, I offer everything from Conventional, FHA, and VA loans to Home Equity Loans (HELOAN), Home Equity Line of Credit (HELOC), Jumbo, Reverse Mortgages, DSCR Rental Income Cash Flow loans for self-employed borrowers, and more.
Our Values
Kingdom Lending is more than a business — it’s a mission. Rooted in spiritual and ethical principles, we seek to honor God by serving others with excellence and wisdom. We believe in helping families build their financial “kingdom” through sound guidance, stewardship, and care.
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Trust & Transparency: Every decision is made with your best interest in mind.
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Service with Integrity: We deliver what we promise, and we don’t cut corners.
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Guided by Principles: Our experience is rooted in timeless values that prioritize people over profit.
Where We’re Headed
Kingdom Lending is currently licensed in Arizona, with plans to expand into more states. Our vision is to grow steadily — one state and one satisfied client at a time. Eventually, we aim to offer private money, and direct lending solutions, always guided by our founding principles.
Meet Our Team

Naje Sayah
President & Senior Lending Advisor
NMLS ID: 484369
Phone: 602-730-1217
Email: Naje@Kingdom-Lending.com
Naje brings a wealth of knowledge and a customer-focused approach to his role. With a passion for helping clients find the right mortgage solutions, he consistently delivers outstanding results.