Buying a home is one of the most exciting and life-changing milestones you can achieve—but it can also be one of the most intimidating. Unfortunately, much of that fear comes from misinformation. Over the years, I’ve seen countless buyers hold off on their dream of homeownership simply because they believed a “rule” that wasn’t actually true. They thought they needed to save for years, boost their credit far beyond what was necessary, or wait until their job history looked “p

At Kingdom Lending LLC, we’re committed to serving with integrity, and excellence. As the housing market continues to shift, understanding current trends can help you make the most strategic financial decisions for you and your family. Here’s a current look at where things stand — and what’s coming next. 🔢 Mortgage Market Insight #1: Rates: Holding Steady (For Now) As of July 2025, average 30-year fixed mortgage rates are sitting around 6.74%. Leading analysts expect rates t